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Jamie didn’t just bring home a puppy… she brought home a full-blown personality.
At just 5 months old, Davey, an Olde English Bulldog with a serious love for snacks, has already mastered two things: cuddling like a pro and making bold, questionable decisions. But Davey is more than just a mischievous little guy. He came into Jamie’s life at exactly the right moment.
After the heartbreaking loss of her previous bulldog, Doug, the house felt a little quieter. A little emptier. Like something was missing.
And then came Davey.
Wiggly, joyful, and exactly the kind of chaos Jamie needed to start healing again.
The incident: When treat time went a little too far
Like many great ideas, this one started with treats.
Davey got a little too excited and decided he could absolutely make the jump onto a very high kitchen counter. Spoiler alert: he could not.
The result was a tibial tuberosity avulsion, a type of knee fracture where a small piece of bone just below the knee gets pulled away by the ligament that connects to it. It’s something that can happen in young, growing puppies when too much force (like, say, an ambitious leap for snacks) is involved. Cue a long night in emergency, surgery, and a couple of overnight stays at the hospital.
And while Davey was being incredibly brave, Jamie was struggling — like any pet parent would be. She was stressed, emotional, and stuck with that one overwhelming thought: I just want my dog to be okay.
The part where Furkin steps in
Jamie could rest easy knowing that she could focus on Davey. So, when the total bill came to nearly $10,000, Furkin was there to cover 80% of the eligible costs. And just as importantly, Jamie didn’t have to wait and wonder.
Her claim was settled quickly, and the reimbursement landed in her account in less than a week. Because when your puppy is recovering from surgery, the last thing you should be stressing about is paperwork or timelines.
Where things stand now
Davey is back home, on the mend, and expected to make a full recovery! He’s still very much himself. Happy, cuddly, and completely Furkin obsessed with snacks. Who can blame him?!
Jamie says she can’t imagine going through this without insurance.
And that’s exactly why we’re here.
Because accidents happen. Puppies make questionable choices. And when they do, you shouldn’t have to choose between your pet and the care they need.
Moral of the story?
If your dog is thinking about launching themselves onto the counter…
…they might just do it.
And if they do, we’ve got your back (and their tail).
Frequently Asked Questions
What are waiting periods and does Furkin have any?▶
Many insurance providers – pet or otherwise – may have waiting periods, which is the amount of time a policyholder must wait before some or all of their coverage comes into effect.
There are several waiting periods in place that dictate when your coverage becomes available for accidents, illness, or other events. With a Furkin Policy, you must wait the following waiting periods before coverage becomes available for your pet:
- For accidents – 48 hours
- For illnesses – 14 days
- For Cruciate Ligament Conditions – 180 days
All Waiting Periods begin at 12:00 a.m. on your Policy Effective Date. Learn more about Furkin’s waiting periods on Page 8 of the Sample Policy.
How long does it take to get reimbursed for my claim?▶
We will process your claims as quickly as possible! Your first claim, or some more complex claims, can take longer as we may need to contact your veterinarian for more information (such as requesting medical records from your clinic). Once we start our review and have all the needed information, the claim will likely be processed in the next 14 business days.
Does Furkin cover hereditary and congenital conditions?▶
Yes! Hereditary and congenital conditions are covered with Furkin as long as such conditions are not pre-existing. You can learn more in Section F of our Policy.
