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Healthy Coverage Fur Your Family™

Incredibly comprehensive pet insurance coverage in Canada


  • Use any licensed vet in Canada or the U.S.
  • Comprehensive coverage for accidents and illnesses
  • Exam fees and taxes included

We cover what others charge extra for or don’t cover at all.

What is Furkin cat insurance?

Cat insurance helps you cover the cost of an unexpected pet injury or illness by only requiring you to pay a portion (coinsurance and deductible) of your total eligible veterinary care expenses.


Up to $20,000 in annual coverage

Get up to $20,000 of healthy coverage fur your family with Furkin Pet Insurance!

Up to 80% of your fees covered

Help alleviate some of the stress from unexpected veterinary costs - by letting us reimburse up to 80% of your total eligible veterinary expenses!

3 deductible options to choose from

Give your cat comprehensive insurance coverage and let us cover what many providers don’t - like hereditary conditions, imaging, diagnostics, exam fees, taxes, and much more.
More than 50% of reimbursed claims are for bills over $1,000

Need pet insurance?

Furkin Pet Insurance offers Canadian pet owners a huge relief from the weight of emergency or unexpected pet expenses.

What's covered with

Alternative therapies
Anesthesia and surgery
Applicable taxes
Blood tests
Cancer treatment
Diabetes treatment
Emergency care
Imaging (CT scans, MRI and X-Rays)
Medical procedures
Referral and specialist fees
Sick visit exam fees
Physical therapy
Prescription medications
Prescription food
Vomiting and diarrhea
...and much more!

Plus a package of healthy perks

These are just a few of the extras that round out your coverage.
Your coverage also includes:
  • Lost pet advertising and reward
  • Medical devices
  • Coverage while traveling
  • Boarding fees
  • Holiday trip cancellation
  • Prescription diet food
Read our full policy to see what’s covered, what’s not, and much more!

How does Furkin compare?

See how Furkin coverage stacks up against other pet insurance providers.

Furkin Pet Insurance covers what other providers may charge more for or not cover at all.

Accident waiting period
Illness waiting period
Multi-pet discount
Sick visit exam fees
Rehab & alternative therapies
Pet owner assistance benefits
Call center
Live chat
24/7 Telehealth support
Furkin Pet Insurance
48 hours
14 days
Once annually
2-15 days depending on insurer
14-30 days depending on insurer
Some use 'per condition'
not included or costs extra

How does pet insurance work?



You visit the vet and receive treatment for your pet’s accident or illness.


You pay the vet and file your claim.


You are reimbursed a portion of your expenses based upon the policy you have.
With Furkin Pet Insurance, you get reimbursed 80% of your eligible expenses for accidents and illnesses. That’s up to $20,000 annually, less your deductible (if applicable).
See why people choose us
Reviews by real Furkin customers
If you're having doubts about getting Furkin pet insurance just read the Policy Document Online and compare. I highly recommend Furkin and have premium plans for both of my new fur babies. My monthly payments are 15% less and my deductible is 50% less than other companies. I chose Furkin because, for all eligible accidents, illnesses, and emergencies that require a vet visit, your exam fee is included in coverage whereas this is not always the case with other pet insurance companies and you only pay 20% out of pocket for claims.
Furkin pet insurance member review Stacy
Sherwood Park, AB
We adopted our little kitty Cricket in February of last year and after doing some research decided to get pet insurance through Furkin "just in case". So glad we did!! In just over a year she has been diagnosed with asthma and then struvite urinary crystals. Both of those diagnoses came with lots of tests, vet visits, and treatments. Furkin processed all our claims very quickly and I'm happy we chose them as our insurance provider.
Edmonton, AB
You guys were amazing from start to finish, if I had questions they were answered so quickly and payment was so fast…thank you soo much.
Victoria, BC
My poor pup broke her leg jumping off a couch and the vet said she would need surgery and would have to wear a splint for 4 weeks. I’m so glad I got insurance because the total cost came out to just under $8K and Furkin covered 80% of the cost. Well worth it and super thankful we have it or it would have been a very tough expense for me.
Furkin pet insurance member review Ashley
Toronto, ON
Such a quick and easy enrollment process, with a couple quick pictures of my fur baby’s spca papers! Very easy, very cheap, couldn’t ask for any better!!
Furkin member review shania
St. John's, NL
Before I committed to Furkin I called to speak to an agent. I did the same for other per insurance providers. Furkin’s agent was knowledgeable and very helpful. The call was about education and no high pressure sales. Other providers were extremely high pressure and didn’t answer all my concerns. After a 20 minute call with Furkin I enrolled my dog Moose in their insurance program. I feel now that I have a peace of mind if my dog gets ill or injured. I hope to never use my policy but it’s there when I need it.
Guelph, ON

Healthy fur them

We understand that today, you live, play, laugh, cuddle and bond with your pets like never before. Our plan is designed to help protect that bond with the kind of health care you would expect – and want to provide – for any member of your family.

Healthy fur you

There’s never been a time where your financial certainty was more important. Furkin helps you bounce back from new or unexpected veterinary bills and gives you the confidence to choose the best veterinary medical care for your pet when they need it.

Frequently Asked Questions

Furkin Pet Insurance provides comprehensive coverage for illnesses (e.g., cancer, diabetes, allergies, etc.), accidents (e.g., hit by a car, broken limb, etc.), and emergencies — the situations you don’t see coming. Coverage includes, but is not limited to, the following professional veterinary services:

  • Exam Fees & Applicable Taxes
  • Diagnostics
  • Imaging - CT scans, MRI and X-Rays
  • Medical Procedures
  • Anesthesia and Surgery
  • Hospitalization
  • Emergency Care
  • Prescription Medications
  • Dental Injuries
  • Referral and Specialist Fees
  • Alternative Therapies
  • Hereditary and Congenital Conditions

You can find a complete list of what’s covered – plus our additional perks worth over $3,000 per year – starting on page 11 of our Sample Policy.

Knowing what is not eligible for coverage under your Furkin policy – or any pet insurance policy –  is key to making important decisions about your pet's care and helps you avoid confusion about your coverage in the future. 
Like most pet insurance providers, pre-existing conditions aren’t covered. This is because, as property and casualty insurance, pre-existing conditions are a known event and pet insurance is designed to cover your future unknown and unexpected events and conditions.
Additionally, Furkin Pet Insurance doesn’t cover the following:
  • Vaccines and routine/preventive care
  • Behavioural devices, preventive products, or obedience training
  • Cosmetic or elective procedures

Please check out the What’s Not Covered section on Page 16 of Furkin’s sample policy for the complete list and more details.

Furkin is some of the most comprehensive pet health insurance available in Canada, with coverage for accidents (e.g., hit by a car, etc.), illnesses (e.g., cancer, diabetes, etc.), and emergencies.