Dealing with a sick or injured pet is hard.

Understanding your pet insurance coverage shouldn’t be.

Thinking about getting insurance (or switching insurers!)? See how Furkin compares to other pet insurance providers to ensure it’s the purrfect match for you and your fur baby.

It’s free & takes less than a minute!

See Your Furkin Price

Can’t decide between Furkin and other pet insurance providers?

Finding the right pet insurance is kinda like finding the golden bone or catnip treasure for your dog or cat.

Here are two simple steps on how to compare pet insurance providers:

Fetch quotes from at least three different insurers, making sure the coverage levels and deductibles match your pet's needs (be sure to use the same details across insurers!).
Dig into coverage. Check out the coverage options, what other pet parents are raving – or ranting – about, pricing options, and the whole scoop on what’s covered and what’s not.

Get Your Furkin Quote

Let our coverage woof-meow-purr for itself

The Furkin best insurance in Canada is a click, tap, or paw-swipe away

$20,000 big ones each year

With up to $20,000 of Furkin coverage every year, you get a healthy amount of coverage for whatever might ail your pet.

80% reimbursement on eligible expenses

Help alleviate the stress from unexpected veterinary costs - by letting us reimburse 80% of your total eligible veterinary expenses!

Three annual deductibles - so YOU can choose the right level for you!

You have the power to personalize your pet insurance policy and your monthly premium. Choose between three annual deductibles, and get the perfect fit for your and your pet’s needs.

no per-condition limits icon

NO per-condition limits

Some pet insurance plans put a cap on how much you can claim on a single condition. Not Furkin. Get paid out over the lifetime of your pet’s eligible condition.

no paying extra for additional benefits icon

NO paying extra for additional benefits

Other providers charge more for things like trip cancellation insurance, lost pet advertising and reward, and more. With Furkin, you get over $3,000 in additional pet parent support benefits each year!

no boring names

NO boring names

What’s more Furkin fun than saying you’re Furkin covered?! We understand how important play is for our pets – and for our team! We work hard to help protect the health and well-being of fur families like your own and have fun while we’re doing it.

Rated Best for Maximum Annual Coverage and Best Bang for Your Buck in Canada

According to Forbes

How does Furkin compare?

See how Furkin coverage stacks up against other pet insurance providers.

Furkin Pet Insurance covers what other providers may charge more for or not cover at all.

Get your price

Accident waiting period

Illness waiting period

Deductible

Multi-pet discount

Sick visit exam fees

Rehab & alternative therapies

Pet owner assistance benefits

Live chat

24/7 Telehealth support

48 hours

14 days

Once annually

5-15 days depending on insurer

15-30 days depending on insurer

Some use 'per condition'

included

not included or costs extra

Comparison information is provided using publicly available information as of 05/30/2024 and is only meant to summarize program features, not a specific plan. Review the provider’s plan terms for more details. The description of the providers’ plans is not provided by that company. If you have questions about other plans, please contact an agent of that company. It is our intention to provide fair and accurate comparison information. We attempt to keep the information up to date but it may change from time to time. If you are aware of any inaccuracies or changes in the information provided, let us know by emailing marketing@furkin.com.

See why people choose us

Reviews by real Furkin customers

If you're having doubts about getting Furkin pet insurance just read the Policy Document Online and compare. I highly recommend Furkin and have premium plans for both of my new fur babies. My monthly payments are 15% less and my deductible is 50% less than other companies. I chose Furkin because, for all eligible accidents, illnesses, and emergencies that require a vet visit, your exam fee is included in coverage whereas this is not always the case with other pet insurance companies and you only pay 20% out of pocket for claims.

Stacy

Sherwood Park, AB

We adopted our little kitty Cricket in February of last year and after doing some research decided to get pet insurance through Furkin "just in case". So glad we did!! In just over a year she has been diagnosed with asthma and then struvite urinary crystals. Both of those diagnoses came with lots of tests, vet visits, and treatments. Furkin processed all our claims very quickly and I'm happy we chose them as our insurance provider.

Veronica

Edmonton, AB

You guys were amazing from start to finish, if I had questions they were answered so quickly and payment was so fast…thank you soo much.

Jamie

Victoria, BC

My poor pup broke her leg jumping off a couch and the vet said she would need surgery and would have to wear a splint for 4 weeks. I’m so glad I got insurance because the total cost came out to just under $8K and Furkin covered 80% of the cost. Well worth it and super thankful we have it or it would have been a very tough expense for me.

Ashley

Toronto, ON

Such a quick and easy enrollment process, with a couple quick pictures of my fur baby’s spca papers! Very easy, very cheap, couldn’t ask for any better!!

Shania

St. John's, NL

Before I committed to Furkin I called to speak to an agent. I did the same for other per insurance providers. Furkin’s agent was knowledgeable and very helpful. The call was about education and no high pressure sales. Other providers were extremely high pressure and didn’t answer all my concerns. After a 20 minute call with Furkin I enrolled my dog Moose in their insurance program. I feel now that I have a peace of mind if my dog gets ill or injured. I hope to never use my policy but it’s there when I need it.

Larry

Guelph, ON

Thinking about making the switch?

three pups of varying breeds and sizes posing for the camera with autumn leaves

"Great name and great coverage! It was so easy to not only find all the information I needed to make an informed decision to switch from our old provider but it was super fast, easy and convenient to sign my dogs up!

I had questions that were answered promptly through email and am so happy with the services provided, the coverage, and the affordability of this pet insurance.

I now pay half of what I did with our old insurance company and it feels Furkin good.

I appreciate that there are no hidden fees and you clearly indicate when rates will increase with age and by how much!"

- Chantell

Switch to Furkin Today

Don’t drag your paws any longer…

It’s Furkin time!

Join the #FurkinFamily today and protect your pet from the unexpected.

Get Started

What does Furkin Pet Insurance cover?

Furkin Pet Insurance provides comprehensive coverage for illnesses (e.g., cancer, diabetes, allergies, etc.), accidents (e.g., hit by a car, broken limb, etc.), and emergencies — the situations you don’t see coming. Coverage includes, but is not limited to, the following professional veterinary services:

Exam Fees & Applicable Taxes
Diagnostics
Imaging - CT scans, MRI and X-Rays
Medical Procedures
Anesthesia and Surgery
Hospitalization
Emergency Care
Prescription Medications
Dental Injuries
Referral and Specialist Fees
Alternative Therapies
Hereditary and Congenital Conditions

You can find a complete list of what’s covered – plus our additional perks worth over $3,000 per year – starting on page 11 of our Sample Policy.

What is not covered under pet insurance?

Knowing what is not eligible for coverage under your Furkin policy – or any pet insurance policy – is key to making important decisions about your pet's care and helps you avoid confusion about your coverage in the future.

Like most pet insurance providers, pre-existing conditions aren’t covered. This is because, as property and casualty insurance, pre-existing conditions are a known event and pet insurance is designed to cover your future unknown and unexpected events and conditions.

Additionally, Furkin Pet Insurance doesn’t cover the following:

Vaccines and routine/preventive care
Behavioural devices, preventive products, or obedience training
Cosmetic or elective procedures

Please check out the What’s Not Covered section on Page 16 of Furkin’s sample policy for the complete list and more details.

What makes Furkin different than other pet insurance providers?

Furkin is some of the most comprehensive pet health insurance available in Canada, with coverage for accidents (e.g., hit by a car, etc.), illnesses (e.g., cancer, diabetes, etc.), and emergencies.

Furkin also provides over $3,000 in additional annual benefits at no extra cost such as lost pet advertising and reward, trip cancellation, and more! Learn more about our additional benefits.