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Is Furkin Pet Insurance Good?

Furkin Pet Insurance | Jun 3, 2026

Searching for the right pet insurance in Canada but feeling overwhelmed by the options? With so many providers to choose from, finding the best fit for you and your furry family member can be tricky. Furkin is one option you may be considering. But is Furkin Pet Insurance good?

Keep reading to learn what makes Furkin a great choice for pet parents who value both their budget and their fur baby’s health. By the end, you’ll have everything you need to make an informed decision about your pet’s health coverage. Let’s dive in!

Fawn French Bulldog sitting on an exam table | Is Furkin Pet Insurance Good?

Photo by Karsten Winegeart on Unsplash

Is Furkin Pet Insurance Good?

At Furkin, we strive to give pet parents the peace of mind they deserve. With a comprehensive policy that offers $20,000 CAD in annual coverage and 80% reimbursement for eligible veterinary expenses, we’re dedicated to helping ensure your fur baby receives the care they need when life throws the unexpected your way.

But we don’t expect you to take our word for it! There are many positive reviews online showing why we’re one of the best pet insurance companies for Canadian pet parents. With a 4.8-star rating and 98% of customers recommending us, our track record speaks for itself. Check out some of our reviews here!

If you’re interested in seeing how much you’ll spend on insuring your pet, grab a quote today. Have questions before signing up? Give us a call at 1-888-453-1088, our Care Team would love to help. Alternatively, feel free to reach out at care@furkin.com. We’re here to help ensure you feel confident and informed every step of the way. 

White and brown puppy drinking medicine from a syringe

Photo by Ayla Verschueren on Unsplash

What Does Furkin Pet Insurance Cover?

Furkin Pet Insurance is designed to help Canadian pet parents handle unexpected vet bills with peace of mind. We cover accidents and illnesses (providing they were not pre-existing at the time of enrollment), to help ensure your fur baby gets the care they need. Plus, we also offer a range of additional healthy benefits to make life a bit easier.

Accidents, illnesses, and emergencies

Furkin Pet Insurance coverage includes $20,000 CAD annually for eligible veterinary expenses related to the following:

  • Accidents: Unexpected injuries, such as broken bones or ingestion of foreign objects.
  • Illnesses: Coverage includes hereditary and congenital conditions, as long as they’re not pre-existing.
  • Emergency care: From imaging services like CT scans and X-rays to surgeries and hospitalization, Furkin helps cover essential emergency treatments and diagnostics.

  • Alternative therapies: Furkin even covers some alternative therapies, like acupuncture, hydrotherapy, and physiotherapy, as long as they are provided by or under the supervision of a licensed vet.

With Furkin, you can be more confident handling emergency vet visits with your pet. To see the whole list of what is covered, please review our sample policy here.

Additional benefits

Furkin doesn’t just cover vet bills, though. We also offer healthy perks to make your life a bit easier:

  • Telehealth*: Get 24/7 access to veterinary nurses who can provide guidance and support for your pet’s health concerns. They can help you determine if your pet needs medical attention or not.
  • Petriage**: Enjoy exclusive access to an online symptom checker to get actionable insights about your pet’s health.
  • Lost pet advertising: If your pet goes missing, Furkin will help cover the cost of advertising and reward money (up to $1,000 per year).
  • Plant a tree in memory: Should your pet pass away, Furkin will plant a tree in their honour through the Arbor Day Foundation.
  • Trip cancellation: If your pet needs life-saving treatment right before a trip, you may be entitled to reimbursement for travel and accommodation costs.
  • Cremation and burial: Receive up to $1,000 for end-of-life arrangements, whether you decide on cremation or burial if your veterinarian recommends your pet be medically euthanized.

These benefits go beyond basic pet insurance coverage and help pet owners feel more supported in their quest to care for their pets better.

* Telehealth Support is offered through Vetsdirect Limited.

** Petriage is offered through Petriage Inc.

White and gray cat being examined by a vet

What Does Furkin Not Cover?

Furkin provides extensive coverage for accidents, illnesses, and emergencies. But there are some exclusions you should be aware of. Understanding what isn’t covered can help you make informed decisions for your pet.

Furkin coverage does not include:

  • Dental care: Routine dental care, like teeth cleanings, or dental conditions like periodontal diseases or root canals, are not covered. However, if your pet experiences a traumatic tooth fracture in a healthy, non-diseased tooth, Furkin may cover the cost of extraction, as well as any associated pain medications.
  • Cosmetic procedures: Procedures that aren’t medically necessary, like nail trimmings, are not covered.
  • Pregnancy complications: Furkin doesn’t cover any complications that arise from pregnancy or breeding.

For a full list of exclusions, review our sample policy here. This will help you be more aware of what Furkin will cover and what you’ll be responsible for.

Is Furkin Pet Insurance Legit?

Yes, Furkin Pet Insurance is absolutely legit! Although Furkin is a relatively new player in the pet insurance market, it has quickly become a trusted name in Canadian households. Pet parents across the country rely on Furkin to provide valuable coverage and excellent customer support for their furry family members.

Jack Russel surrounded by dog toys

Photo by marieke koenders on Unsplash

Final Thoughts

Furkin Pet Insurance offers peace of mind and reliable support for Canadian pet parents. With $20,000 CAD in annual coverage, 80% reimbursement on eligible veterinary expenses, and a range of additional benefits, Furkin helps to ensure you’re prepared for whatever life throws at your pet.

Whether you’re navigating an unexpected accident or illness, Furkin Pet Insurance has quickly become a trusted name in Canadian homes.

If you’re ready to join the Furkin family, grab a quote today and take the first step toward ensuring your pet’s health and happiness.  Check out Furkin in action and read real member stories.

FAQs

Does Furkin cover exam fees?

Yes, Furkin covers sick visit exam fees, but they don’t cover wellness check fees. Exam fees are often the base cost of a veterinary appointment. They also cover illnesses, accidents, diagnostics, and medical procedures.

What is the average cost of pet insurance in Canada?

The average cost of pet insurance for a dog in Canada is $940.91 annually or around $78.41 per month. For a cat, those numbers are a bit lower at $488.73 annually or around $40.73 per month.


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