Does Pet Insurance Cover Dental? Everything You Need to Know

While we as humans may be familiar with a twinge in our mouth that suggests we need to see a dentist, it’s harder to spot in our pets – but just as common! In fact, almost 80% of dogs have some form of dental disease by the age of three. 

While it’s a health concern, it’s also a financial one which leaves many pet owners asking: does pet insurance cover dental? It depends on the insurance company, but the good news is, most forms of pet insurance include some dental coverage. Some policies might cover all dental procedures, whereas others only cover emergencies caused by injuries or only cover specific teeth.

Let’s dive into pet insurance and dental, why it matters, and how you can take care of your pet’s dental health at home. 

Does Pet Insurance Cover Dental?

When it comes to pet insurance and dental care, the answer isn’t one-size-fits-all – it depends on the pet insurance companies themselves. Some providers offer dental coverage, while others don’t. 

Even if dental care is covered, what’s included can vary significantly from one plan to the next. For instance, some providers might cover treatments for dental accidents and illnesses – like a tooth extraction if your pup has a rough encounter with a hard chew toy! Others might only offer basic coverage unless you spring for a fancy add-on to beef up your dental benefits. 

The key takeaway? Don’t assume your pet’s pearly whites are fully protected. Read the fine print in the Policy document and talk to your provider to ensure you know what’s covered and consider your pet’s dental needs when choosing a policy. You will also want to consider required routine and preventive care as recommended by your veterinarian to ensure you maintain that coverage. At Furkin, we absolutely love informed decisions – and a little research can go a long way in keeping those tails wagging and those teeth shining!

Does Furkin Pet Insurance Cover Dental?

The good news is that Furkin Pet Insurance knows the importance of dental coverage and has included accident and emergency dental care in our policy.

While we don’t cover routine dental cleanings, as that falls under preventive care, if your dog suffers a fractured tooth from a too-rough playdate, we’ve got you covered (as long as it’s not a pre-existing condition and your pup has their adult teeth).

Regular dental care is crucial to your pet’s overall health, so while preventive treatments like cleanings aren’t covered, addressing dental issues caused by accidents ensures your furry family member gets the care they need when it matters most. Furkin’s value-packed approach to insurance means you can worry less about unexpected veterinary bills and focus more on your pet! Get your quote today!

Photo by Kim Davies on Unsplash

Why Does Pet Dental Care Matter?

Taking care of your pet’s teeth isn’t just about fresh breath and pearly whites – it affects their overall health. Preventive dental care helps avoid a host of issues that could leave your pet feeling less than their best. 

Neglecting their dental health can lead to discomfort, serious health problems, and costly vet bills down the line. Here’s why keeping those chompers clean is so important:

• Prevents painful dental diseases: Plaque and tartar buildup can lead to gum disease (gingivitis) and more severe conditions like periodontal disease. These can cause painful inflammation, tooth loss, and even make eating uncomfortable for your pet.
• Stops the spread of infection: Dental issues don’t stay in the mouth. Infections can spread to vital organs like the heart, liver, and kidneys, potentially causing life-threatening complications.
• Supports overall health: Poor oral health has been linked to a range of problems, from heart disease to diabetes (which is on the rise). Regular dental care can help prevent these complications and keep your pet in tip-top shape.
• Improves quality of life: Pets with healthy teeth and gums are happier, more active, and less likely to shy away from their food bowls. Addressing dental issues early can boost their well-being and comfort.
• Saves money in the long run: Treating advanced dental problems can be expensive. Routine dental care, like brushing your pet’s teeth or scheduling professional cleanings, can help you avoid those surprise vet bills.

Investing time in your pet’s dental care isn’t just about protecting their smile – it’s about looking after their health and happiness for years to come. A little effort now means fewer problems later!

Tips for Improving Your Pet’s Dental Health

Caring for your pet’s teeth doesn’t have to be a chore. With a little effort and the right approach, you can keep their oral hygiene in great shape. Here are some practical tips to help improve your pet’s dental health.

Brush their teeth regularly

Introduce toothbrushing gradually using a pet-safe toothpaste (never human toothpaste) and a soft-bristled toothbrush or finger brush. Aim for daily brushing, but even a few times a week can make a difference.

Offer dental chews and toys

Many dental chews and toys are designed to help reduce plaque and tartar buildup while keeping your pet entertained. Look for the VOHC Seal of Acceptance on the packaging to ensure the dental treats you buy have been shown to effectively keep pets’ teeth clean.

Provide a balanced diet

A nutritious diet is important for your pet’s overall health, including their teeth. Some pet foods are specifically formulated to promote dental health by reducing plaque and tartar.

Schedule regular vet check-ups

Annual dental exams and cleanings performed by your vet are crucial. These appointments can catch issues early and give your pet’s teeth a professional polish.

Use dental rinses and additives

Ask your vet about pet-safe dental rinses or water additives. These products can help fight bacteria and freshen your pet’s breath between brushings.

Avoid damaging hard chews

While it’s tempting to give your pet bones or hard toys, these can lead to tooth fractures. Stick to dental products that are firm but flexible enough to avoid tooth damage.

Watch for warning signs

Even with regular dental cleanings, keep an eye out for symptoms like bad breath, excessive drooling, red or bleeding gums, or difficulty eating. If you spot any of these, pay your vet a visit so you can get on top of any issues. 

Photo by Jonathan Göhner on Unsplash

Final Thoughts

Good dental care isn’t just about fresh breath (though that’s a nice bonus!). It helps prevent bigger health issues down the road, like infections or problems with major organs. 

Having the right pet insurance coverage means you won’t have to stress about paying for treatments if something goes wrong. It’s all about being prepared for the unexpected and making sure your pet gets the care they need without breaking the bank. Even with regular preventive dental care, you never know what might happen. 

At the end of the day, your pet deserves the best, and their teeth are no exception. Whether you’re brushing their teeth, scheduling regular cleanings, or looking for the right insurance plan, a little effort goes a long way in keeping them healthy and happy. If you’re ready to get your pet protected to cover the dental accidents and emergencies your pet may face and more, get a Furkin Pet Insurance quote today!