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What pet insurance is right for you?

At Furkin, we understand every pet and pet owner is unique. With so many options available, it can be tricky to figure out which coverage best fits your fur baby’s needs. Whether you’re looking for basic protection or comprehensive care, this quiz will help you navigate your choices and find the perfect plan for your pet! 

Keep a tally of your selected answers to get your results at the end of the quiz!

Lab puppy being held in persons arms

 

1. How old is your pet? 🐶🐱

 

  1. Less than 1 year

  2. 1-5 years

  3. 6-10 years

  4. 10+ years

brown and white dog with vet doing a check-up

 

2. How often do you visit the vet? 🩺

 

  1. Only for yearly check-ups
  2. A few times a year for minor issues
  3. Regularly (ongoing health conditions)
  4. Frequently (chronic conditions)
Brown and black cat laying on a striped blanket

 

3. How active is your pet? ⚽

 

  1. My pet is a couch potato 🥔
  2. My pet is pretty active 🏃
  3. My pet is a ball of energy and loves to be moving around! 🔋
  4. My pet is a mix of all of these options 🥰
Golden retriever at the vet with a pink cast on arm

 

4. How much are you willing to spend monthly on pet insurance? 💰

 

  1. Less than $30
  2. $30-50
  3. $50-100
  4. $100 + (I want the best care for my pet and the price doesn't matter)
Gray cat rubbing head against golden retriever

 

5. What kind of coverage are you looking for? 🛡️

 

  1. Limited coverage just in case
  2. Basic coverage for accidents and illnesses
  3. High annual limits for serious/frequent conditions
  4. Unlimited coverage
Gray cat and brown dog laying under a blanket together

 

6. Do you prefer a plan with a low deductible or a low monthly premium? 🐾

 

  1. Low deductible
  2. Low monthly premium
  3. A balance between both
  4. Not sure

Results

Mostly A's

You might like a pet health insurance plan that covers just accidents and illnesses! It may be best for you to choose an insurance plan that allows for customization to keep monthly premiums low.


At Furkin, coverage is offered for accidents and illnesses. 


Furkin uses Age-Based Annual Deductibles to help keep premiums low over the course of your pet's lifetime. Furkin also does not penalize pets who have had to claim more nor do we change your premium due to your pet’s specific medical history at enrollment or renewal. Get those savings! 💸

Mostly B's

If you chose mostly B’s, you may like a plan that offers coverage for accidents and illnesses, plus a bit more! 

 

At Furkin, you’d be covered for:

💜 Acupuncture

💜 Allergies

💜 Alternative therapies

💜 Anesthesia and surgery

💜 Applicable taxes

💜 Blood tests

💜 Cancer treatment

💜 Chiropractic

💜 Diabetes treatment

💜 Diagnostics

💜 Emergency care

💜 Imaging (CT scans, MRI and X-Rays)

💜 Medical procedures

💜 Referral and specialist fees

💜 Sick visit exam fees

💜 Physical therapy

💜 Prescription medications

💜 Prescription food

💜 Vomiting and diarrhea

💜 ...and much more!

PLUS, there’s more! Furkin coverage also includes:

💸 Lost pet advertising and reward

🩺 Medical devices

✈️ Coverage while travelling

💤 Boarding fees

🌴 Holiday trip cancellation

😋 Prescription diet food

Mostly C's

If you chose mostly C’s, PHEW! You’ve got a nutball on your hands! 🤣 You should look for a comprehensive pet insurance with high coverage. You should also look for a pet insurance company that truly cares for your pet’s wellbeing. 

 

When you join the Furkin Family, you become our fur-kin! 💜

 

At Furkin, we are a team of pet lovers, just like you. 

 

We understand that today, you live, play, laugh, cuddle and bond with your pets like never before. Our plan is designed to help protect that bond with the kind of health care you would expect – and want to provide – for any member of your family.

 

Furkin Pet Insurance can help you rebound from an unexpected pet injury or illness by reimbursing you up to 80% of your total eligible veterinary or care expenses after your annual deductible has been paid.

Mostly D's

If you chose mostly D’s, we’re glad you’re here doing some research on pet insurance options! If you are worried about chronic conditions, you need to find an insurance plan that covers ongoing conditions.

 

At Furkin, we do just that.

 

Your annual $20,000 coverage will apply to one single condition or towards multiple illnesses or accidents throughout the year, as long as you remain enrolled. Even better, Furkin’s Lifetime Coverage contains a “no lifetime limits” guarantee on all eligible conditions. 

Thanks for taking the quiz!

Remember that there is no one-size-fits-all answer when it comes to choosing a pet insurance plan. It's a personal decision that should align with your financial capabilities and your pet's unique healthcare requirements. Take your time to research, compare options, and consult with insurance providers to find the plan that best suits your situation and provides the right balance between cost and coverage. 

 

Curious about Furkin? Learn Why Pet Parents Choose Us.

We love informed decisions! Read our policy – and any other provider’s policy you’re considering! – to understand what’s covered and what’s not. 

Frequently Asked Questions

Furkin Pet Insurance provides comprehensive coverage for illnesses (e.g., cancer, diabetes, allergies, etc.), accidents (e.g., hit by a car, broken limb, etc.), and emergencies — the situations you don’t see coming. Coverage includes, but is not limited to, the following professional veterinary services:

  • Exam Fees & Applicable Taxes
  • Diagnostics
  • Imaging - CT scans, MRI and X-Rays
  • Medical Procedures
  • Anesthesia and Surgery
  • Hospitalization
  • Emergency Care
  • Prescription Medications
  • Dental Injuries
  • Referral and Specialist Fees
  • Alternative Therapies
  • Hereditary and Congenital Conditions

You can find a complete list of what’s covered – plus our additional perks worth over $3,000 per year – starting on page 11 of our Sample Policy.

Knowing what is not eligible for coverage under your Furkin policy – or any pet insurance policy –  is key to making important decisions about your pet's care and helps you avoid confusion about your coverage in the future. 
 
Like most pet insurance providers, pre-existing conditions aren’t covered. This is because, as property and casualty insurance, pre-existing conditions are a known event and pet insurance is designed to cover your future unknown and unexpected events and conditions.
 
Additionally, Furkin Pet Insurance doesn’t cover the following:
  • Vaccines and routine/preventive care
  • Behavioural devices, preventive products, or obedience training
  • Cosmetic or elective procedures

Please check out the What’s Not Covered section on Page 16 of Furkin’s sample policy for the complete list and more details.

Furkin is some of the most comprehensive pet health insurance available in Canada, with coverage for accidents (e.g., hit by a car, etc.), illnesses (e.g., cancer, diabetes, etc.), and emergencies.

Furkin also provides over $3,000 in additional annual benefits at no extra cost such as lost pet advertising and reward, trip cancellation, and more! Learn more about our additional benefits.