Pre-Existing Conditions

TRUE! If your pet has been diagnosed with a condition or had symptoms prior to enrolling in pet insurance, this is considered a pre-existing condition. It is important to be mindful of what pre-existing conditions your pet has prior to enrolling in pet insurance so you know what your pet isn’t covered for.

FALSE. Waiting periods are the length of time after your policy effective date that must elapse before there is coverage for an accident, illness, or other event. It is important to review the waiting periods of any pet insurance policy you are considering. If a condition starts or symptoms appear during any respective waiting periods this will be considered a pre-existing condition.

IT DEPENDS. It’s important to review the policy of any pet insurance you’re considering. With Furkin, though, this is TRUE! Allergies are covered as long as it wasn’t a pre-existing condition and didn’t occur during any applicable waiting periods. That’s why it’s always good to consider insuring your pet at a young age before they develop any pre-existing conditions that would be excluded from coverage by pet insurance companies.

FALSE. This would be considered a bilateral condition and would be a pre-existing condition for both legs.