
Pros & Cons of Pet Insurance
Pros of Pet Insurance
A personal savings account may be helpful in less costly accidents or illnesses, however, it’s hard for most people to save for some of the events that pet insurance helps to cover. When you buy pet insurance, you are transferring that unknown "risk" from yourself to the insurance company.
We will process your claims as quickly as possible! Your first claim, or some more complex claims, can take longer as we may need to contact your veterinarian for more information (such as requesting medical records from your clinic). Once we start our review and have all the needed information, the claim will likely be processed in the next 14 business days.
Your policy includes benefits such as 24/7 telehealth support (provided by a third party), coverage for exam fees & taxes, plus over $3,000 in pet owner assistance coverage.
Cons of Pet Insurance
As with other pet insurance products, pre-existing conditions and routine or preventive care is not covered.
We like to emphasize all aspects of pet insurance so our members know exactly what they are getting before they buy. That’s why we consistently get 5-star reviews from our members.
You may have a pet who lives a long life with few, if any, health conditions. What a relief! The value of pet health insurance is to transfer that unknown risk if your pet isn’t so lucky from yourself to the pet insurance company.