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You’re in the right Furkin place

Furkin covers accidents & illnesses with up to 80% back

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$20,000 annual coverage and up to 80% reimbursement
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Sick visit exam fees and applicable taxes covered
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Over $3,000 in additional perks
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Why Furkin?

Because when your pet does something unhinged at 9pm, you don’t want confusing coverage — you want a plan that just works.

Furkin keeps things simple, supportive, and ready for real-life pet chaos.

One simple plan — no confusing add-ons

Coverage for accidents and illnesses — the unexpected and the unhinged

Claims reimbursed fast

Use any licensed vet in Canada or the U.S.

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What’s Covered

Furkin Pet Insurance provides coverage for accidents (e.g., hit by a car, etc.), illnesses (e.g., cancer, diabetes, etc.), and emergencies — the situations you don’t see coming.

See our full policy here

Alternative therapies
Anesthesia and surgery
Applicable taxes
Acupuncture
Allergies
Blood tests
Cancer treatment
Chiropractic
Diagnostics
Dental Injuries
Emergency care
Hereditary and Congenital Conditions
Hospitalization
Imaging (CT scans, MRI and X-Rays)
Medical procedures
Referral and specialist fees
Sick visit exam fees
Physical therapy
Prescription medications
...and much more!

✨ PLUS a full package of healthy perks valued at over $3,000! ✨

The benefits of Furkin Pet Insurance don’t stop there! Your coverage also includes:

  • Petriage Online Subscription
  • Lost pet advertising and reward
  • Coverage while travelling
  • Boarding fees if you are hospitalized
  • Holiday trip cancellation costs

What doesn’t pet insurance cover?

Like most pet insurance providers, Furkin Pet Insurance does not cover routine and preventive care, pre-existing conditions (including any conditions that occur during applicable waiting periods), or elective procedures such as some devices and cosmetic procedures. See our Sample Policy for complete details.

Furkin by the Numbers

Paid. Fur Real. 🧾This isn’t hypothetical coverage. These are real vet bills – and real Furkin payouts.

Condition
Hernia
Claimed
$12,910
 
Furkin Paid
$10,328
 
Real claim example • Visual bar shows 80% Furkin reimbursement on eligible expenses
Condition
Foreign Body Ingestion
Claimed
$12,215
 
Furkin Paid
$9,593
 
Real claim example • Visual bar shows 80% Furkin reimbursement on eligible expenses
 
Tip: swipe/scroll to see more →
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Peace of mind
16,000+
Canadian pet parents have peace of mind with Furkin coverage
💜
Member love
98.5%
of pet parents love us so Furkin much, they stick around year after year
🤧
Most common claim
Allergies
 
Highest Furkin Claim Payment:
$2,066.54
🤢
Most common claim
Vomiting
 
Highest Furkin Claim Payment:
$6,978.73
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Most common claim
Diarrhea
 
Highest Furkin Claim Payment:
$4,279.91
 

The Good Stuff

The perks your pet would brag about (if they could).

$20,000 annual coverage

Up to 80% reimbursement

Sick visit exam fees included

How does pet insurance work?

Your Furkin Pet Insurance becomes effective upon enrollment following respective waiting periods. Here's how our insurance coverage works:

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Visit your vet or emergency clinic

With Furkin, you can use any licensed vet in Canada or the U.S. We also cover emergency clinics and specialists.

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Submit a claim

You pay the vet. To file a claim, submit a request via our Claim Form, call us at 1-888-453-1088, or email us at care@furkin.com.
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Get paid back by Furkin

Once your claim is approved, you’ll be paid back up to 80% of your vet bill for eligible expenses via Direct Deposit.
With Furkin Pet Insurance, you get reimbursed 80% of your eligible expenses for accidents and illnesses. That’s up to $20,000 annually, less your deductible (if applicable).

What are people saying about Furkin?

Need pet insurance?

Furkin makes it easier for YOU and YOUR PET to bounce back.

Take the ‘what ifs’ out of pet parenting. With Furkin, your pet’s care comes with confidence, not surprises.

⚡ Fast, free, no commitment
Get a Furkin quote
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Frequently Asked Questions

How does pet insurance work in Canada?

Pet insurance in Canada is simple! If you are a Canadian resident, you can purchase insurance to cover your pet for their unexpected accidents and illnesses. Whether it’s Furkin or another company, you simply choose your plan, enroll in coverage, and then submit a claim when you need reimbursement for your pet’s eligible health or emergency expenses. 

Note that coverage is available in all provinces and territories excluding Quebec. Sign up to be notified when Furkin is available in Quebec!

What is an annual deductible for pet insurance?

Your annual deductible refers to the amount of money you, as a pet insurance customer, have to pay out of pocket each year to cover eligible emergency vet or related expenses before your insurance plan begins to pay. You only have to pay toward your deductible if you submit an eligible claim! No claims, no deductible. Furkin offers a range of options for customers wanting a higher or lower annual deductible. Learn more about how deductibles work.

Does my pet need a physical exam to enroll?

Yes. To enroll, your pet must have had a physical exam by a licensed veterinarian in Canada or the U.S. in the 12 months prior to your policy effective date🩺🐾 A recent exam helps establish your pet’s baseline health and ensures we have the medical records needed to review and process any future claims smoothly.

If it’s been more than a year since your last vet visit, be sure to book one before enrolling to avoid delays or policy issues. Future-you will be very Furkin grateful.

If your pet hasn’t had a qualifying exam within the past 12 months and you enroll, your policy may be cancelled. Please note that the $35 enrollment fee is non-refundable.

Not sure if your pet’s exam qualifies? No stress – our Care Team would jump at the chance to help! They are available Monday – Friday: 6:00 am to 4:00 pm PT at 1-888-453-1088 or email them at care@furkin.com.