Healthy Coverage Fur Your Family™

Incredibly comprehensive pet insurance coverage in Canada

Use any licensed vet in Canada or the U.S.
Comprehensive coverage for accidents and illnesses
Exam fees and taxes included

We cover what others charge extra for or don’t cover at all.

Get your price

What is Furkin Pet Insurance?

We help you cover the cost of an unexpected pet injury or illness by only requiring you to pay a portion (coinsurance and deductible) of your total eligible veterinary care expenses.

Up to $20,000 in annual coverage

Keep everyone in play with $20,000 in annual coverage that renews each year. Whether your pet needs a little pick-me-up or a full-on rebound, Furkin is here for you for accidents, illnesses, sick visit exam fees, prescription medication, and more.

Up to 80% of your fees covered

Help your pet – and your finances – bounce back with 80% of your total eligible expenses reimbursed directly to you for whatever curveballs life may throw.

3 deductible options to choose from

With Furkin Pet Insurance, you have the power to personalize your pet insurance policy. Choose from three deductible options, allowing you to tailor your monthly premiums to fit your budget and ensure you’re getting the best coverage for your pet at a price that fits your needs.

A large number of vet bills are over $1,000

Need pet insurance?

Furkin Pet Insurance offers Canadian pet owners a huge relief from the weight of emergency or unexpected pet expenses.

Customize your price

Acupuncture

Allergies

Alternative therapies

Anesthesia and surgery

Applicable taxes

Blood tests

Cancer treatment

Chiropractic

Diabetes treatment

Diagnostics

Emergency care

Imaging (CT scans, MRI and X-Rays)

Medical procedures

Referral and specialist fees

Sick visit exam fees

Physical therapy

Prescription medications

Prescription food

Vomiting and diarrhea

...and much more!

Plus a package of healthy perks

These are just a few of the extras that round out your coverage.

Gift box with multi-color hearts floating out and Furkin ball laying on the side

Your coverage also includes:

Lost pet advertising and reward
Medical devices
Coverage while traveling
Boarding fees
Holiday trip cancellation
Prescription diet food

Why Furkin?

Read our full policy to see what’s covered, what’s not, and much more!

How does Furkin compare?

See how Furkin coverage stacks up against other pet insurance providers.

Furkin Pet Insurance covers what other providers may charge more for or not cover at all.

Read our full policy

Accident waiting period

Illness waiting period

Deductible

Multi-pet discount

Sick visit exam fees

Rehab & alternative therapies

Pet owner assistance benefits

Live chat

24/7 Telehealth support

48 hours

14 days

Once annually

2-15 days depending on insurer

14-30 days depending on insurer

Some use 'per condition'

included

not included or costs extra

How does pet insurance work?

Visit

You visit the vet and receive treatment for your pet’s accident or illness.

Pay

You pay the vet and file your claim.

Reimbursed

You are reimbursed a portion of your expenses based upon the policy you have.

With Furkin Pet Insurance, you get reimbursed 80% of your eligible expenses for accidents and illnesses. That’s up to $20,000 annually, less your deductible (if applicable).

See why people choose us

Reviews by real Furkin customers

If you're having doubts about getting Furkin pet insurance just read the Policy Document Online and compare. I highly recommend Furkin and have premium plans for both of my new fur babies. My monthly payments are 15% less and my deductible is 50% less than other companies. I chose Furkin because, for all eligible accidents, illnesses, and emergencies that require a vet visit, your exam fee is included in coverage whereas this is not always the case with other pet insurance companies and you only pay 20% out of pocket for claims.

Stacy

Sherwood Park, AB

We adopted our little kitty Cricket in February of last year and after doing some research decided to get pet insurance through Furkin "just in case". So glad we did!! In just over a year she has been diagnosed with asthma and then struvite urinary crystals. Both of those diagnoses came with lots of tests, vet visits, and treatments. Furkin processed all our claims very quickly and I'm happy we chose them as our insurance provider.

Veronica

Edmonton, AB

You guys were amazing from start to finish, if I had questions they were answered so quickly and payment was so fast…thank you soo much.

Jamie

Victoria, BC

My poor pup broke her leg jumping off a couch and the vet said she would need surgery and would have to wear a splint for 4 weeks. I’m so glad I got insurance because the total cost came out to just under $8K and Furkin covered 80% of the cost. Well worth it and super thankful we have it or it would have been a very tough expense for me.

Ashley

Toronto, ON

Such a quick and easy enrollment process, with a couple quick pictures of my fur baby’s spca papers! Very easy, very cheap, couldn’t ask for any better!!

Shania

St. John's, NL

Before I committed to Furkin I called to speak to an agent. I did the same for other per insurance providers. Furkin’s agent was knowledgeable and very helpful. The call was about education and no high pressure sales. Other providers were extremely high pressure and didn’t answer all my concerns. After a 20 minute call with Furkin I enrolled my dog Moose in their insurance program. I feel now that I have a peace of mind if my dog gets ill or injured. I hope to never use my policy but it’s there when I need it.

Larry

Guelph, ON

Healthy fur them

We understand that today, you live, play, laugh, cuddle and bond with your pets like never before. Our plan is designed to help protect that bond with the kind of health care you would expect – and want to provide – for any member of your family.

Healthy fur you

There’s never been a time where your financial certainty was more important. Furkin helps you bounce back from new or unexpected veterinary bills and gives you the confidence to choose the best veterinary medical care for your pet when they need it.

Get a Furkin quote

What does Furkin Pet Insurance cover?

Furkin Pet Insurance provides comprehensive coverage for illnesses (e.g., cancer, diabetes, allergies, etc.), accidents (e.g., hit by a car, broken limb, etc.), and emergencies — the situations you don’t see coming. Coverage includes, but is not limited to, the following professional veterinary services:

Exam Fees & Applicable Taxes
Diagnostics
Imaging - CT scans, MRI and X-Rays
Medical Procedures
Anesthesia and Surgery
Hospitalization
Emergency Care
Prescription Medications
Dental Injuries
Referral and Specialist Fees
Alternative Therapies
Hereditary and Congenital Conditions

You can find a complete list of what’s covered – plus our additional perks worth over $3,000 per year – starting on page 11 of our Sample Policy.

What is not covered under pet insurance?

Knowing what is not eligible for coverage under your Furkin policy – or any pet insurance policy – is key to making important decisions about your pet's care and helps you avoid confusion about your coverage in the future.

Like most pet insurance providers, pre-existing conditions aren’t covered. This is because, as property and casualty insurance, pre-existing conditions are a known event and pet insurance is designed to cover your future unknown and unexpected events and conditions.

Additionally, Furkin Pet Insurance doesn’t cover the following:

Vaccines and routine/preventive care
Behavioural devices, preventive products, or obedience training
Cosmetic or elective procedures

Please check out the What’s Not Covered section on Page 16 of Furkin’s sample policy for the complete list and more details.

What makes Furkin different (and we think better) than other pet insurance providers?

Furkin is some of the most comprehensive pet health insurance available in Canada, with coverage for accidents (e.g., hit by a car, etc.), illnesses (e.g., cancer, diabetes, etc.), and emergencies.