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Healthy coverage fur your family™

Incredibly comprehensive pet insurance coverage in Canada

  • Use any licensed vet in Canada or the U.S.
  • Comprehensive coverage for Accidents and Illnesses
  • Exam fees and taxes included

We cover what others charge extra for or don’t cover at all.

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Modern Cat and Modern DogPet Insurance Review and Petinsuranceinfo.com

Sick dog and cat with medications

What is Furkin pet insurance?

Pet insurance helps you cover the cost of an unexpected pet injury or illness by only requiring you to pay a portion (coinsurance and deductible) of your total eligible veterinary care expenses.

CUSTOMIZE YOUR PRICE

Did you know that a large number of vet bills are over $1,000?

Furkin Pet Insurance offers Canadian pet owners a huge relief from the weight of emergency or unexpected pet expenses. Canadian Flag

  • Get up to $20,000 of healthy coverage fur your family with Furkin Pet Insurance!
  • Help alleviate some of the stress from unexpected veterinary costs - by letting us reimburse up to 80% of your total eligible veterinary expenses!
  • Give your pet comprehensive insurance coverage and let us cover what many providers don’t - like hereditary conditions, imaging, diagnostics, exam fees, taxes, and much more.

Need pet insurance?

Furkin makes it easier for YOU and YOUR PET to bounce back.

What's covered with Furkin Pet Insurance?

Furkin Pet Insurance provides coverage for accidents (e.g., hit by a car, etc.), illnesses (e.g., cancer, diabetes, etc.), and emergencies — the situations you don’t see coming.

  • Alternative Therapies
  • Anaesthesia and Surgery
  • Applicable Taxes
  • Dental Injuries
  • Diagnostics
  • Emergency Care
  • Exam Fees
  • Hereditary and Congenital Conditions
  • Hospitalization
  • Imaging - CT scans, MRI and X-Rays
  • Medical Procedures
  • Parasites
  • Prescription Medications
  • Referral and Specialist Fees
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PLUS a full package of healthy perks!

The benefits of Furkin Pet Insurance don’t stop there! Your coverage also includes:

  • 24/7 Telehealth
  • Petriage Online Subscription
  • Lost pet advertising and reward
  • Coverage while travelling
  • Boarding fees if you are hospitalized
  • Holiday trip cancellation costs

What doesn’t pet insurance cover?

Furkin pet insurance does not cover routine and preventive care, pre-existing conditions, or elective procedures such as some devices and cosmetic procedures. See our Sample Policy for complete details.

How does Furkin compare?

Plan Features Furkin Competitors
Accident Waiting Period 48 hours 5-15 days depending on insurer
Illness Waiting Period 14 days 15-30 days depending on insurer
Deductible Once Annually Some use 'per condition'
Multi-Pet Discount fur-check fur-minus-light
Sick Visit Exam Fees fur-check fur-minus-light
Rehab & Alternative Therapies fur-check fur-minus-light
Pet Owner Assistance Benefits fur-check fur-minus-light
Call Center fur-check fur-minus-light
Live Chat fur-check fur-minus-light
24/7 Telehealth Support fur-check fur-minus-light

fur-checkIncluded.   fur-minus-lightNot always or costs extra.

Furkin Call Center and Live Chat available Mon-Fri, 6am-6pm PT. Telehealth Support is offered through Vetsdirect Limited

Furkin Pet Insurance covers what other providers may charge more for or not cover at all.

GET YOUR PRICE

How does pet insurance work?

Your Furkin Pet Insurance becomes effective upon enrollment following respective waiting periods. Here's how our insurance coverage works:

Step 1

Visit your vet or emergency clinic

With Furkin, you can use any licensed vet in Canada or the U.S. We also cover emergency clinics and specialists.

Step 2

Submit a claim

To file a claim, submit a request via our Claim Form, call us at 1-888-453-1088, or email us at care@furkin.com.

Step 3

Get paid back by Furkin

Once your claim is approved, you’ll be paid back up to 80% of your vet bill for eligible expenses in as little as 48 hours via Direct Deposit.

What are people saying?

I called the Furkin customer service line and had a wonderful experience with Catherine. She helped get me the answers I needed that I wasn't able to find on the website, and patiently walked me through steps to set up direct deposit and other requirements. That was the best customer experience I've had in a long time :)

— Jocelyn S.

My experience with Furkin has been amazing. They are Furkin affordable!!! Their terms and conditions leave no grey areas and their additional benefits are so thoughtful. So far, we have had two claims and both were processed quickly and efficiently. Doesn’t hurt that their name is fun to say too! :-)

— Tracy M.

Furkin has been a huge relief when bringing my dog to emergency vet appointments. They are super fast with processing claims and have excellent customer service. Highly recommend!

— Sofia V.

The absolute BEST experience I could’ve hoped for. I had heard so many horror stories about pet insurance companies denying claims, but Furkin never questioned anything about our claim! Will 100% recommend Furkin to all my friends, family, and total strangers!!

— Bryan

Great service! Very easy process. So happy I signed up with this company.

— Debra

Why Furkin?

What makes us so Furkin awesome? Maybe it’s our sense of humour… or maybe it’s the amazing benefits we provide for our fur families! We’ll let you decide. 

Puppy and cat talking - It's Furkin Awesome

Up to $20,000 big ones every year

Furkin offers up to $20,000 of coverage every year. That means that even if you claim the full $20,000 in one year, those benefits will automatically renew the next year - and years after that. 

No ‘per condition’ limits

Your coverage will apply to one single condition or towards multiple illnesses or accidents throughout the year, as long as you remain enrolled. Even better, Furkin’s Lifetime Coverage contains a “no lifetime limits” guarantee on all eligible conditions.

Fast, friendly support

Supporting you and your policy is a community of pet lovers and pet care providers. We’ll jump at the chance to help. Phone and Live Chat support are available Monday - Friday, 6 am - 6 pm PT, and you can always contact us via email!

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Healthy fur them

We understand that today, you live, play, laugh, cuddle and bond with your pets like never before. Our coverage is designed to help protect that bond with the kind of health care you would expect – and want to provide – for any member of your family.

Healthy fur you

There’s never been a time where your financial certainty was more important. Furkin helps you bounce back from new or unexpected veterinary bills and gives you the confidence to choose the best veterinary medical care for your pet when they need it.

icon-flag-ca Get the best Furkin Pet Insurance Canada has to offer

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Frequently Asked Questions

How does pet insurance work in Canada?

Pet insurance in Canada in simple! If you are a Canadian resident, you can purchase insurance to cover your pet for their unexpected accidents and illnesses. Whether it’s Furkin or another company, you simply choose your plan, enroll in coverage, and then submit a claim when you need reimbursement for your pet’s eligible health or emergency expenses.

What is an annual deductible for pet insurance?

Your annual deductible refers to the amount of money you, as a pet insurance customer, have to pay out of pocket each year to cover eligible emergency vet or related expenses before your insurance plan begins to pay. Furkin offers a range of options for customers wanting a higher or lower annual deductible.