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Healthy coverage fur your family

Incredibly comprehensive cat insurance coverage in Canada

  • Works with any licensed vet in Canada or the U.S.
  • Comprehensive coverage for Accidents and Illnesses
  • Exam fees and taxes included

We cover what others charge extra for or don’t cover at all.

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Modern Cat and Modern DogPet Insurance Review and

What is Furkin cat insurance?

Cat insurance helps you cover the cost of an unexpected injury, illness, or medical emergency by only requiring you to pay a portion of your total eligible veterinary care expenses.

Did you know that a large number of vet bills are over $1,000?

Furkin Pet Insurance offers Canadian Flag IconCanadian cat owners a huge relief from the weight of emergency or unexpected pet expenses.

  • Get up to $20,000 of healthy coverage fur your family with Furkin Pet Insurance!
  • Help alleviate some of the stress from unexpected veterinary costs - by letting us reimburse up to 80% of your total eligible veterinary expenses!
  • Give your cat comprehensive insurance coverage and let us cover what many providers don’t - like hereditary conditions, imaging, diagnostics, exam fees, taxes, and much more.

Need cat insurance?

Don't drag your paws any longer - get a quote from Furkin today!

What's covered with Furkin Pet Insurance?

Furkin Pet Insurance provides coverage for accidents (e.g., hit by a car, etc.), illnesses (e.g., cancer, diabetes, etc.), and emergencies — the situations you don’t see coming.

  • Alternative Therapies
  • Anaesthesia and Surgery
  • Applicable Taxes
  • Dental Injuries
  • Diagnostics
  • Emergency Care
  • Exam Fees
  • Hereditary and Congenital Conditions
  • Hospitalization
  • Imaging - CT scans, MRI and X-Rays
  • Medical Procedures
  • Parasites
  • Prescription Medications
  • Referral and Specialist Fees

Plus, a full package of healthy perks included!

Here are just a few of the extras that round out your Furkin Pet Insurance Coverage:

  • Lost pet advertising and reward
  • Medical devices
  • Coverage while traveling
  • Boarding fees due to owner hospitalization
  • Holiday trip cancellation cost coverage should your pet require urgent treatment
  • Prescription diet food

All rolled-up, we think it's the best cat insurance coverage in Canada!

Kitten reaching up being playfull

What doesn’t cat insurance cover?

Furkin cat insurance does not cover routine and preventive care, pre-existing conditions, or elective procedures. See our Sample Policy for complete details.

How does Furkin compare?

Plan Features Furkin Competitors
Accident Waiting Period 48 hours 5-15 days depending on insurer
Illness Waiting Period 14 days 15-30 days depending on insurer
Deductible Once Annually Some use 'per condition'
Multi-Pet Discount fur-check fur-minus-light
Sick Visit Exam Fees fur-check fur-minus-light
Rehab & Alternative Therapies fur-check fur-minus-light
Pet Owner Assistance Benefits fur-check fur-minus-light
Call Center fur-check fur-minus-light
Live Chat fur-check fur-minus-light
24/7 Telehealth Support fur-check fur-minus-light

fur-checkIncluded.   fur-minus-lightNot always or costs extra.

Furkin Call Center and Live Chat available Mon-Fri, 6am-6pm PTTelehealth Support is offered through Vetsdirect Limited

Furkin cat insurance covers what other providers may charge more for or not cover at all.

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How does cat insurance work?

If your cat experiences an accident, illness, or emergency, Furkin will be there to cover up to 80% of your eligible costs when you file a claim. Here's how our cat insurance works:

Step 1

Visit your vet or emergency clinic

With Furkin, you can use any licensed vet in Canada or the U.S. We also cover emergency clinics and specialists. 

Step 2

Submit a claim

To file a claim, submit a request via our Claim Form, call us at 1-888-453-1088, or email us at

Step 3

Get paid back by Furkin

Once your claim is approved, you’ll be paid back up to 80% of your vet bill for eligible expenses in as little as 48 hours via Direct Deposit.

What are people saying?

I called the Furkin customer service line and had a wonderful experience with Catherine. She helped get me the answers I needed that I wasn't able to find on the website, and patiently walked me through steps to set up direct deposit and other requirements. That was the best customer experience I've had in a long time :)

— Jocelyn S.

My experience with Furkin has been amazing. They are Furkin affordable!!! Their terms and conditions leave no grey areas and their additional benefits are so thoughtful. So far, we have had two claims and both were processed quickly and efficiently. Doesn’t hurt that their name is fun to say too! :-)

— Tracy M.

Furkin has been a huge relief when bringing my dog to emergency vet appointments. They are super fast with processing claims and have excellent customer service. Highly recommend!

— Sofia V.

The absolute BEST experience I could’ve hoped for. I had heard so many horror stories about pet insurance companies denying claims, but Furkin never questioned anything about our claim! Will 100% recommend Furkin to all my friends, family, and total strangers!!

— Bryan

Great service! Very easy process. So happy I signed up with this company.

— Debra

Why Furkin?

Maybe you’ve been putting off getting cat insurance… but now you’re Furkin here! Furkin Pet Insurance makes it easy to review your options and find cost-effective coverage, fast. It’s never too early to plan for the health and care of your furry friend.

kitten talking to another saying "It's Furkin Awesome"

Up to $20,000 of coverage

Furkin offers up to $20,000 of coverage every year, which is a healthy amount of coverage for most unexpected accidents and illnesses. So, even if you claim the full $20,000 in one year, those benefits will automatically renew next year. 

Forget about ‘per condition’ limits

Your coverage will apply to one single condition or towards multiple illnesses or accidents throughout the year, as long as you remain enrolled. Even better, Furkin’s Lifetime Coverage contains a “no lifetime limits” guarantee on all eligible conditions.

Friendly, live support

Supporting you and your policy is a community of pet lovers and pet care providers. We’ll jump at the chance to help. Phone and Live Chat support are available Monday - Friday, 6 am - 6 pm PT, and you can always contact us via email!

Flexible deductibles

Furkin Pet Insurance policies have a once-a-year deductible and you get to choose the right level for you. With our age-based deductibles, it helps keep your pet’s premiums as low as possible throughout their insured life.

Age-Based Annual Deductible Options for Cats

Under 5 years $100 $300 $750
5 to 10 years $200 $400 $850
Over 10 years $300 $500 $950

Paws up for great cat coverage! 🐾

Healthy fur them

As a cat owner, you do everything you can to provide your cat with a fantastic life. Furkin offers cat insurance designed to help keep your cat healthy, happy, and safe. Get the health care you would expect for any member of your family - furry or not.

Healthy fur you

Facing a pet emergency can be stressful – emotionally and financially. Furkin helps you bounce back by offering financial protection when you need it most. Our insurance gives you the confidence to choose the best veterinary care for your pet.

Get the best Furkin cat insurance Canada has to offer

See YOUR rates

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Frequently Asked Questions

Do I really need insurance for my cat?

Every cat owner should consider pet insurance. Pet insurance could save you thousands of dollars on unexpected medical bills. Even if you think you have enough money saved up to cover an emergency, it’s never fun to be caught off guard. Cat insurance ensures you don’t have to choose between costs and offering your pet the immediate medical care they may need. 

Is Furkin cat insurance available in Canada?

Furkin Pet Insurance for cats is available in all Canadian provinces except Quebec. We offer coverage for all licensed veterinary providers in Canada and the U.S. Choose to visit your regular vet, a new vet, or a specialty clinic based on your pet's needs.